Non Bank Lender - Vincent Capital

We are property finance specialists supporting ambitious professionals with flexible, fair and prompt loans.

Vincent Capital is a leading property financier in Auckland specialising in development finance, bridging loans, vacant land acquisition funding and re-financing of existing mortgages. As a private, non-bank lender, we lend to agile property and construction professionals, efficiently and swiftly. We champion profitable projects and enjoy ongoing relationships with clients and brokers who work in a fast-paced environment.

Our purpose

We assist property developers and investors to realise their project dreams through flexible, fair and prompt loans. We are also very proud to support a faster rate of housing supply for the Auckland region.

Our philosophy

Client success is at the heart of everything we do – because when our clients win, so do we.

Our values

Excellent customer service

We are professional and approachable, working quickly and effectively to support your business needs.

Your information is kept private

Confidentiality is essential for us and our clients. Your personal information is stored securely, and your identity remains private.

Standards and performance

Competency and reliability are critical in our industry. We listen to our clients’ needs, follow up on tasks quickly, and expertly guide you to the right finance solution.

What sets us apart

Strong financial backing

Vincent Capital funds its operations through a combination of self-funding and the investment support of larger international businesses. We have lent over $1.2 billion in property development and bridging loans since 2017.

Professional and transparent

We are experts in property and finance, providing professional services throughout the lending cycle – from loan application to repayment. Our simple Online Loan Review Platform gives you secure access to all your loan details, so you can track your balances, interest payments and transactions in real time.

Fast, fair and flexible

We provide quick loan application responses to assist our clients with effective decision-making. Our lending rates are specific to each deal and we are more than competitive when compared with other lenders in our sector. From $300,000 single-residential construction loans to $100 million projects, we support a wide range of property activities with flexible terms.

Specialities

Products

Development finance

Bridging finance – developments

Bridging finance – investment properties

Vacant land purchases

Subdivision finance

Equity participation loans

Sectors

Residential property development

Hotel and retail development

Commercial property development

Commercial building purchase

Industrial building purchase

Land subdivision

Land banking

A streamlined process

As a private lender, we have less red tape, so our clients can make faster decisions on funding and project planning.

1. Application and terms

To get started, simply call us or send an email. We don’t have predetermined lending ratios, and we assess each application we receive on its own merits. For projects that meet our criteria, we issue an indicative letter of offer within just one to two business days.

2. Conditions and documentation

Once you meet the preconditions of the drawdown, our lawyer will finalise the loan documents for your team’s review and sign-off.

3. Drawdown and loan management

Vincent Capital then release the approved loan facility and, for development loans, you can make your monthly drawdowns based on the lending terms. Use our secure Online Loan Review Platform to track all loan transactions in real time.

Our people

Meet the team

History

Property financier Leo Li established Vincent Capital in 2017 to bring a professional and approachable non-bank lending service to the Auckland and Queenstown markets. With six years’ experience in Auckland property investment and development, Leo leads an experienced team of lending managers who share his passion for helping clients realise their projects with the right finance solutions.

We enjoy many ongoing relationships, supporting clients from project to project. Through flexible, fair and prompt loans, we help developers and investors secure properties, get projects off the ground faster, and keep their developments moving.

“When our clients complete their project profitably with our support, then we know we have done our job well.”

Find out more

Learn how Vincent Capital can support your next project.

Contact

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