Fair, Fast and Flexible Property Finance
Vincent Capital is making property development financing simpler by streamlining the whole process online – saving you time, paperwork and emails
Statistics
Our Experience
Speaks For Itself
Since 2017 Vincent Capital has been providing finance to property developments throughout New Zealand.
LOANS
What We Lend On
Our range of loan products are designed to meet various property development needs and include development finance, bridging loans, and builder loans, each with specific criteria and terms to accommodate different project requirements. Vincent Capital lends anywhere from $300K to $100M for property developments across New Zealand.
Development
Finance
We provide fast, flexible property development finance to entrepreneurs borrowing NZ$300,000 – $100,000,000 for developments in New Zealand.
Guidelines
6.99
%
Interest From
75
%
Loan to Value Ratio
12
Months*
$
100
m
Max Loan
*Month max term can be extended on certain terms and conditions
Bridging
Loans
Bridging finance to meet your project milestones and increase leverage ratios when growing your portfolio size. Flexible terms and quick turnaround times.
Guidelines
7.99
%
Interest From
75
%
Loan to Value Ratio
12
Months*
$
100
m
Max Loan
*Month max term can be extended on certain terms and conditions
Our Builder Loan is jointly owned by BOCNZ and Vincent Securities. Designed to enable construction finance with the least amount of finance red tape.
Guidelines
8.25
%
Interest From
65
%
Loan to Value Ratio
12
Months*
$
5
m
Max Loan
*Month max term can be extended on certain terms and conditions
Statistics
The VC App
Vincent Capital is championing technology to deliver a better, faster and easier financing experience for builders and developers borrowing NZ $300,000 – $100,000,000 for property developments in New Zealand.
Register now
Get Started
Vincent Capital is championing technology to deliver a better, faster and easier financing experience for builders and developers borrowing NZ $300,000 – $100,000,000 for property developments in New Zealand. Vincent Capital is championing technology to deliver a better, faster and easier financing experience for builders and developers borrowing NZ $300,000 – $100,000,000 for property developments in New Zealand.
Blog
The Latest News
Stay up to date with the latest from Vincent Capital—insights, project highlights, and news shaping the future of property finance in New Zealand.
About Us
Why Vincent Capital
With strong financial backing and a tech-forward approach, Vincent Capital delivers a fast, simple, and transparent lending experience—making it easier for builders and developers to access $300K to $100M for property projects across New Zealand.
Strong Financial Backing
We are largely self-funding, with the investment support of large international firms. We have lent over $2 billion in property development and bridging loans since 2017.
Professional & Transparent
We are experts in property and finance, providing professional services throughout the lending cycle – from loan application to repayment.
Technology Focussed
Saving you time and money. Loan applications, compliance and drawdowns – optimised online at every step.
Swift & Simple
We provide quick loan application responses and flexible terms. Our lending rates are specific to each deal, and we’re more than competitive.
Projects
Our Experience
Since 2017 Vincent Capital has been providing finance to property developments throughout New Zealand.
Testimonials
What People Are Saying
Hemal Mooni
J Shearer
Divneet Bindra
OUR CHARITY SUPPORT
Keystone Trust
At Vincent Capital, we’re proud to be a premium partner of Keystone Trust, supporting young people held back by inequality to access the education they deserve and build successful property and construction careers. Since 1994, Keystone Trust has granted over 200 scholarships and distributed around $2 million in funding.
We know that without financial support, family backing, or industry networks, many promising students face significant barriers to tertiary education and career pathways.
That’s why we back initiatives that unlock potential—giving future leaders the support they need to thrive and shape the future of our industry.
