Our Loans
We are committed to providing fast, flexible property development finance to profitable entrepreneurs – without requiring pre-sales. We are committed to providing fast, flexible property development finance to profitable entrepreneurs – without requiring pre-sales. We are committed to providing fast, flexible property development finance to profitable entrepreneurs – without requiring pre-sales. We are committed to providing fast, flexible property development finance to profitable entrepreneurs – without requiring pre-sales.
Development
Finance
We provide fast, flexible property development finance to entrepreneurs borrowing NZ$300,000 – $100,000,000 for developments in New Zealand.
Guidelines
6.99
%
Interest From
75
%
Loan to Value Ratio
12
Months*
$
100
m
Max Loan
*Month max term can be extended on certain terms and conditions
Bridging
Loans
Bridging finance to meet your project milestones and increase leverage ratios when growing your portfolio size. Flexible terms and quick turnaround times.
Guidelines
7.99
%
Interest From
75
%
Loan to Value Ratio
12
Months*
$
100
m
Max Loan
*Month max term can be extended on certain terms and conditions
Our Builder Loan is jointly owned by BOCNZ and Vincent Securities. Designed to enable construction finance with the least amount of finance red tape.
Guidelines
8.25
%
Interest From
65
%
Loan to Value Ratio
12
Months*
$
5
m
Max Loan
*Month max term can be extended on certain terms and conditions
Fast and flexible to allow you to get on with your development.
Bespoke solutions to suit your development needs.
Experienced team with property development knowledge.
Potential for no pre-sale requirements.
Can lend with documentation that banks require. May not require valuations, QS and consultant reports fixed price constructions contracts and other typical disclosures.
FAQ
Strong Financial Backing
We are largely self-funding, with the investment support of large international firms. We have lent over $2 billion in property development and bridging loans since 2017.
Professional & Transparent
We are experts in property and finance, providing professional services throughout the lending cycle – from loan application to repayment.
Technology Focussed
Saving you time and money. Loan applications, compliance and drawdowns – optimised online at every step.
Swift & Simple
We provide quick loan application responses and flexible terms. Our lending rates are specific to each deal, and we’re more than competitive.
